Buyer's Center

Home Owner's Insurance

When you are purchasing a new home, you need to make sure that it is insured from day one. In fact, the last "I" in PITI stands for Homeowners Insurance.  As part of the closing process, the homeowners insurance is paid at closing for a year's premium in advance, and then escrowed each month as part of the PITI payment for each year thereafter.  You will need to call your insurance agent to set up your homeowners insurance to ensure that your new home is protected.

Homeowners insurance provides damage protection for your home and personal property from a variety of events, including fire, lightning, burglary, vandalism, storms, explosions, and more. In addition, all homeowners insurance policies contains personal liability coverage, which protects against lawsuits involving injuries that occurred on and off your property.

Contact your Insurance agent for assistance with getting your homeowners insurance established. Your agent should assist you in determining the policy that is best for you, as well as deductibles, amounts, etc.